Credit Card Payment FAQs and Refund Policy

Members who reside in the US may now pay their membership dues online by using VISA, MasterCard, Discover or American Express credit cards.

Canadian members may now pay their membership dues online using either Visa or MasterCard credit cards.

Q:  How do I get started?   

A:  Click on Member Login to login in to members only area.  Enter your user name and password.                                                                                                                       

Q:  Can I get a receipt?

A:  Yes, you have the option to print the payment approved page as a receipt.                                                                                                                                                     

Q:  Can I pay less than the full amount?

A:  No, you are provided a choice from 1 to 12 month(s) payments. The option you choose must be paid in full.                                                                                                                      

Q:  Can I pay more than the full amount?

A: The maximum you may remit is a 12 month payment. Once a 12 month payment is accepted your membership cannot be renewed again until you receive your next reminder notice. You will receive a reminder notice via your payment option choice advising that your dues need to be renewed.
 

Q:  Can I pay dues utilizing a recurring monthly payment? 

A:  We expect to offer this option to remit your BR&CF dues in the near future, but at this time offer e-mail reminder notices if you wish to pay dues at our web site utilizing a credit / debit card.  Please contact the office for details.
 

Q:  Do the semi-annual and annual dues discounts apply to credit card transactions?

A:  Dues discounts have been discontinued in favor of lower monthly dues for all members.
 

Q: Will I be charged a service or convenience fee if I pay using my credit card?

A:  No, we will not charge you any additional fees for paying with your credit card.    
        

Q:  How soon will my membership be credited?

A:  Your credit card payment is applied to your BR&CF membership the next calendar day.
 

Q:  Do you keep my credit card information stored on your computer?

A:  No, we do not store your credit card information on our servers.
 

Q:  Are my transactions secure?

A:  Yes, the BR&CF has partnered with a third party to process credit card transactions. Our partner provides a secure server with an encryption certificate so your credit card information can be safely transmitted over the Web. Transmission over the Web of your personal information is done via Secure Socket Layers (SSL). Look for “https” in the web address and the padlock symbol on your browser indicating a secure connection. 

Q:  Why do you ask for the Credit Card Security Code?

A:  Our process asks customers to enter their credit card's security code, also known as the Card Verification Value Code, or CVV. CVV is a new authentication procedure established by credit card companies, designed to prevent credit card fraud. Entering the security code verifies possession of the card itself. The CVV code now appears on most (but not all) major credit and debit cards. Each credit card company has its own name for the CVV code, but it functions the same for all major card types. VISA refers to the code as CVV2, MasterCard calls it CVC2. The back panel of most Visa/MasterCard cards contain the full 16-digit account number, followed by the CVV/CVC code. Some banks, though, only show the last four digits of the account number followed by the code. To aid in the prevention of fraudulent credit card use, we now require the 3 or 4 digit code on the back of your credit card. When you submit your credit card information your data is protected by Secure Socket Layer (SSL) technology certified by a digital certificate. You can view this Certificate on our Site by clicking on the xxxxxxxxxxx Logo.

The CVV security code usually can be found on the back of your credit card. It is a 3-4 digit number printed at the top of the signature strip.   
 

Q: What Information do we collect and how do we use it?

A:  When processing a payment at our website BR&CF must collect your name, billing address, card number, and expiration date to process your transaction.                                                                                                   

Q:  How does BR&CF protect member information?

A:  Members who process dues payments at the BR&CF website are utilizing a secure server which encrypts all member personal information.  Excryption ensures that no one can access or use your personal information in an unauthorized manner.

Refund Policy
 
This Refund Policy applies to credit card payments made over the internet for Membership dues remittances. Dues remittances for elapsed month(s) or any portion of the current month are non-refundable except as provided in the BR&CF Constitution, Article XVIII – Relief of Dues.     

Refund of unused dues paid in advance may be approved by an Officer and refunded upon written application to the Principal Office. 
 

BR&CF Privacy Guarantee

BR&CF does not sell or provide member information to third parties.  If our privacy policy changes, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.