2150 Linglestown Road, Harrisburg, PA 17110
Providing Job Income Protection for U.S. and Canadian Railroaders Since 1912

Benefits of Membership

Job Income Protection

The primary benefit of BR&CF membership is income protection for members when “Held Out of Service” due to suspension or discharge for an eligible occurrence. The tables below reflect the monthly dues rate by benefit level and days of eligibility based on continuous beneficial membership. New members receive their first two months of membership at no cost.

Dues Rates

Daily Benefit Level Monthly Dues Rate
$80 $36.00
$100 $45.00
$120 $54.00
$150 $67.50
$180 $81.00
$200 $90.00
$220 $99.60
$250 $112.50

Days of Benefit Eligibility

After a continuous beneficial
membership of:
Days of Eligibility:
< 24 months 150
24 < 48  months 180
48 < 60  months 250
60+ months 365

 

Retirement Benefit

The “Retirement” benefit is a one-time lump-sum payment based on a minimum of ten (10) years of continuous beneficial membership. The “Retirement” benefit increases $50.00 each year thereafter.  See BR&CF Constitution for additional details.

 

 

Accidental Death & Dismemberment Benefit

The Accidental Death & Dismemberment (AD&D) Benefit provides coverage for incidents that occur while on duty only up to a maximum of $50,000. Please see the plan summary below for additional details.