Benefits of Membership

Income Protection

The primary benefit of BR&CF membership is income protection for members when “Held Out of Service” due to suspension or discharge for an eligible occurrence. The tables below reflect the monthly dues rate by benefit level and maximum benefit eligibility.

Transportation Crafts
Dues Rate	Benefit Level	Days of Eligibility	Maximum Benefit
$22.00	$80	365	$29,200
$27.50	$100	365	$36,500
$33.00	$120	365	$43,800
$41.25	$150	365	$54,750
$49.50	$180	365	$65,700
$55.00	$200	365	$73,000
$60.50	$220	365	$80,300
$68.75	$250	365	$91,250

Maintenance & Shop Crafts
Dues Rate	Benefit Level	Days of Eligibility	Maximum Benefit
$16.00	$80	365	$29,200
$20.00	$100	365	$36,500
$24.00	$120	365	$43,800
$30.00	$150	365	$54,750
$36.00	$180	365	$65,700
$40.00	$200	365	$73,000
$44.00	$220	365	$80,300
$50.00	$250	365	$91,250

New members receive their first two months of membership at no cost.

CLICK HERE TO APPLY FOR MEMBERSHIP

Retirement Benefit

The “Retirement” benefit is a one-time lump-sum payment based on a minimum of ten (10) years of continuous beneficial membership. The “Retirement” benefit increases $50.00 each year thereafter. See BR&CF Constitution for additional details.

Accidental Death & Dismemberment Benefit

The Accidental Death & Dismemberment (AD&D) Benefit provides coverage for incidents that occur while on duty only up to a maximum of $50,000. Please see the plan summary below for additional details.